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In the face of workforce disruption, revenue reductions, supply chain problems and economic upheaval related to the COVID-19 crisis, locating financial assistance is more crucial than ever. MMA’s new COVID-19 Financial Relief Tool Kit has detailed information on the emerging federal and state programs that you could qualify for.


COVID Relief Programs Closed, Over $20 Million Awards to Michigan Businesses

Various Michigan small business COVID relief programs have awarded $20 million in grants/loans to 2,870 Michigan businesses.  This has retained over 1,000 jobs for Michigan workers.

The following programs are now closed to application:

  • Michigan Small Business Restart Program
  • Pure Michigan Business Connect COVID-19 Emergency Access & Retooling Grants
  • Michigan Small Business Relief Program
  • Paycheck Protection Program
  • Tech Startup Stabilization Fund
  • PlanetM COVID-19 Mobility Solutions
  • Grant/COVID-19 Mobility Solutions
  • Michigan Agriculture Safety Grant
  • MEDC Small Farm Safety Grant Program

Contact MMA’s David Worthams, at 517-487-8551 or worthams@mimfg.org for more information on what was available and to be informed of potential future programs.


On 6/3/20, the U.S. Senate passed the U.S. House’s the Paycheck Protection Flexibility Act unanimously. The legislation was initiated to address business concerns with the Paycheck Protection Program (PPP). The modifications include:

  • Extending the time period for which businesses must spend the proceeds from the loan to 12/31/20 — extending the program by an additional 16 weeks;
  • Grants payroll expense flexibility by changing how PPP loan dollars must be allocated. Originally, the program required that at least 75% go toward payroll, the modification lowers the payroll threshold to 60%, meaning businesses may spend up to 40$ of its loan on other eligible expenses now;
  • Removes penalties for reduced headcount because businesses are still facing workforce challenges; and
  • Removes limitations on other tax deferment programs. Under the initial plan, a company that utilized the PPP loan would not be able to receive the benefits of payroll tax deferment. The changes under the new bill now remove that restriction.