Plans with cost-sharing features keep premiums affordable and offer all the protection your employees need.

Simply Blue^SM — This PPO plan is competitively priced and gives your employees the benefits they need from an insurance company they want.

BCN HMO^SM — This HMO deductible plan offers low premiums and high benefits — a combination that works for both your business and your employees.

Plans with a focus on accountability reward employees for living healthy and spending health care dollars wisely.

Wellness-based health plans

Healthy Blue Outcomes — This outcome-based PPO wellness plan financially rewards employees who meet key health measures.

Healthy Blue Living — This participation-based HMO wellness plan financially rewards employees who commit to meeting key health measures.

Healthy Blue Living Rewards^SM — This outcome-based HMO wellness plan financially rewards employees who meet or agree to meet key health measures.

Consumer-directed health plans

Simply Blue HRA^SM — This Simply Blue deductible PPO plan can be paired with a health reimbursement arrangement giving you the flexibility to help your employees cover out-of-pocket expenses.

Simply Blue HSA^SM — This Simply Blue qualified PPO plan can be paired with a health savings account offering your employees a tax advantage and encouraging them to take charge of their health care dollars.

Healthy Blue HMO HRA^SM — This BCN HMO deductible plan paired with a health reimbursement arrangement gives you affordable health care with tax-savings advantages.

Plans with robust benefits satisfy the most demanding needs of those who want the most comprehensive coverage available.

Community Blue^SM — This PPO plan is designed with low deductibles and higher out-of-network cost sharing to keep employees in-network and maximize your savings.

BCN Basic, BCN 5, BCN 10 — This HMO plan offers comprehensive coverage with low out-of-pocket costs for your employees.

Blue Elect Self Referral Option^SM — This SRO plan has all the benefits of managed care coupled with the option of giving your employees the choice to self-refer.